Can I borrow money from grab?

Grab, a prominent ride-hailing and technology company operating across Southeast Asia, offers users more than just transportation services. In recent years, Grab has expanded its offerings to include financial services, providing users with convenient access to loans and other financial products. If you’re wondering whether you can borrow money from Grab, this comprehensive guide will provide you with insights into Grab’s lending services and how you can access funds when you need them.

Understanding Grab’s Lending Services:

Grab has ventured into the financial services sector with the introduction of GrabFinancial, a platform that offers various financial products, including loans, insurance, and payment solutions. Through GrabFinancial, users can access Grab’s lending services, which aim to provide quick and convenient access to funds to meet their financial needs.

Exploring Borrowing Options with Grab:

GrabExpress Loan: One of Grab’s lending offerings is the GrabExpress Loan, which provides cash advances to GrabExpress delivery partners. This loan product is designed to help GrabExpress delivery partners manage their cash flow and cover expenses while waiting for their earnings from completed deliveries. GrabExpress partners can apply for the loan through the Grab Driver app and receive the funds directly into their Grab wallet.

Merchant Financing: Grab also offers merchant financing solutions to its merchant partners, allowing them to access working capital to grow their businesses. Through merchant financing, Grab provides loans to eligible merchants, which can be used for various purposes such as inventory purchase, business expansion, or operational expenses.

Consumer Lending: While Grab primarily focuses on providing financial services to its driver and merchant partners, there have been discussions about expanding its lending offerings to consumers. However, as of the time of writing, Grab’s consumer lending services are not widely available, and the company’s focus remains on serving its driver and merchant partners, not on online loans for bad credit.

How to Access Grab’s Lending Services:

Driver and Merchant Partners: If you’re a Grab driver or merchant partner, you may be eligible to access Grab’s lending services. Simply log in to your Grab driver or merchant account and navigate to the GrabFinancial section to explore available loan options and initiate the loan application process.

Stay Updated: Keep an eye on Grab’s official announcements and updates regarding its financial services offerings. As Grab continues to expand its presence in the financial services sector, new lending products and opportunities may become available to consumers in the future.


While Grab primarily focuses on providing lending services to its driver and merchant partners, there are limited options available for consumers to borrow money directly from Grab. As Grab continues to expand its financial services offerings, there may be opportunities for consumers to access loans and other financial products in the future. In the meantime, if you’re a Grab driver or merchant partner, you can explore Grab’s lending services to access funds to meet your business needs effectively.